If you’ve been hurt in Texas and your case is still pending, financial pressure shouldn’t force an early settlement. Our Texas pre-settlement funding provides fast, non-recourse cash so you can stay current on bills while your attorney pursues full compensation. We support plaintiffs throughout Houston, Dallas–Fort Worth, Austin, San Antonio, and statewide.
Non-recourse means: if there’s no recovery, you owe nothing.
How Our Texas Legal Funding Process Works
Pre-settlement funding isn’t a traditional loan—it’s an advance based on the potential value of your claim.
- Apply online or by phone.
- We contact your attorney to confirm case details.
- Underwriting reviews liability, extent of injuries and coverage.
- Disbursement often occurs within 24/48 hours after the fully executed funding agreement is received.
Use your advance for rent, groceries, utilities, medical care, car repairs—whatever keeps life stable until funds arrive.
Example: After a crash on I-45 near the Beltway, a Houston client used an advance to cover rent and physical therapy while their attorney negotiated the settlement.
Who’s Eligible in Texas
You may qualify if:
- You’re the plaintiff in an active personal injury case.
- A Texas-licensed attorney represents you on a contingency fee basis.
- There is insurance coverage and a reasonable basis for recovery.
No credit or income review. Approval is based on your case, not your credit profile.
Texas Laws That Can Affect Funding Amounts
- Statute of Limitations: Generally 2 years from the injury date for personal injury claims.
- Comparative Fault (51% Rule): Recovery is barred if you are more than 50% at fault; awards are reduced by your percentage of fault.
- Damage Caps: No general cap on PI damages; medical malpractice non-economic damages are capped (typically $250,000 per defendant, up to $750,000 total).
These factors help determine a responsible advance size relative to expected case value.
Pricing, Fees & How We Quote
We aim for simple, clearly disclosed pricing. By default, we quote simple (non-compounding) charges unless otherwise stated.
Pro tip: Ask the funding company for a payoff from time to time to ensure you have full transparency on what your balance for repayment is.
How to Apply
- Submit the short form or call.
- We coordinate directly with your attorney to request the documents necessary to evaluate your case.
- Funding is often disbursed within 24/48 hours upon receiving a fully executed funding agreement.
No monthly payments. Repayment, if any, occurs from case proceeds at resolution.
Common Ways Texans Use Their Advance
- Ongoing medical treatment and therapy
- Rent or mortgage
- Utilities, groceries, transportation
- Temporary income replacement or family support
Having flexibility gives you and your attorney the ability to wait for the best possible settlement.
Why Texans Choose Fort Morgan Funding
- Quick turnaround after attorney confirmation
- Non-recourse: no recovery, no repayment
- No credit checks or income verification
- Zero upfront costs
- Straightforward, simple pricing
- Texas-savvy team familiar with local courts and insurers
- Seamless coordination with your attorney
FAQs
What is pre-settlement funding?
It’s a non-recourse cash advance against a portion of your expected settlement proceeds. If your case doesn’t recover, you don’t repay.
Who can qualify?
Texas personal-injury plaintiffs represented by a contingency-fee attorney.
How long does approval take?
The approval process takes 24 to 48 hours after receiving all necessary documents for review from your law firm.
What about interest or fees?
All fees are disclosed upfront. We typically use simple, non-compounding pricing unless otherwise noted.
What can I spend it on?
Any normal living or recovery expenses—housing, food, transportation, medical bills, childcare, and more.
What if I lose my case?
Because funding is non-recourse, you don’t owe anything if your case is lost.
Start Your Application
Don’t let short-term bills dictate your legal outcome. Apply today to get responsible, non-recourse funding so you can focus on healing while your attorney focuses on results.
Compliance & Consumer Notices
- Not legal advice. Fort Morgan Funding is not a law firm. This page is for informational purposes only.
- Availability & Timing: Funding eligibility, amounts, and timelines vary by case, and no specific outcome or disbursement time is guaranteed. Approval usually occurs within 24 to 48 hours after all required documents are received and reviewed. Funds are sent once the fully executed funding agreement is returned.
- Pricing disclosure: The funding agreement discloses all fees upfront, with itemized costs and the estimated total repayment at typical milestones. If anything isn’t clear, ask the funder to explain it before you sign.
Texas law summary: The legal references above are high-level and may change; consult your attorney about how Texas law applies to your specific case.
