Pre-Settlement Funding in Florida – Get Cash Before Your Case Settles
If you’re involved in a lawsuit in Florida and struggling with financial stress, pre-settlement funding can provide the financial relief you need while waiting for your case to settle. Unlike traditional loans, lawsuit funding is risk-free—you only repay if you win.
Learn how pre-settlement funding works in Florida, how long it takes to receive funds, and how Fort Morgan Funding can help you get cash fast.
What is Pre-Settlement Funding in Florida?
Pre-settlement funding, also called a lawsuit cash advance, gives plaintiffs access to a portion of their anticipated settlement before their case concludes. Since pre-settlement funding is non-recourse, you don’t have to repay the funds if you lose your case.
Funding approval depends on the strength of your lawsuit and its likelihood of success—not your credit score or employment status. This makes it an ideal option for individuals struggling with medical bills, rent, and everyday expenses while awaiting a fair settlement.
Who Qualifies for Pre-Settlement Funding in Florida?
To be eligible for lawsuit funding in Florida, you must meet these basic requirements:
- You have an active lawsuit – Personal injury, medical malpractice, wrongful death, or employment disputes typically qualify.
- You are represented by an attorney – Your lawyer must be handling your case on a contingency fee basis (they only get paid if you win).
- Your case has a strong chance of success – Funding companies assess the potential settlement value before approval.
Benefits of Pre-Settlement Funding for Plaintiffs
Fast Access to Funds
Once approved, you can receive your cash advance in as little as 24-48 hours, which can be used for:
- Medical bills
- Rent or mortgage payments
- Utility bills
- Daily living expenses
- Legal costs
No-Risk Legal Funding – Pay Only If You Win
Since pre-settlement funding is non-recourse, you owe nothing if you lose your case.
Avoid Pressure to Settle Early
Insurance companies often delay settlements to pressure plaintiffs into accepting lower offers. With pre-settlement funding, you can hold out for a fair payout instead of settling for less due to financial strain.
How Florida Personal Injury Laws Affect Pre-Settlement Funding
Florida’s personal injury laws impact how much compensation plaintiffs can receive and, in turn, how much pre-settlement funding they may qualify for.
Statute of Limitations in Florida
Florida law gives injured parties two years from the date of injury to file a lawsuit against the at-fault party. If a claim is not filed in time, the plaintiff loses their right to seek compensation.
For claims against government entities, plaintiffs have only six months to file a formal notice before proceeding with a lawsuit.
Comparative Negligence Rule in Florida
Florida follows a modified comparative negligence rule. This means:
- If a plaintiff is more than 50% at fault, they cannot recover damages.
- If a plaintiff is less than 50% at fault, their damages are reduced by their percentage of fault.
Example:
- If a plaintiff is awarded $100,000 but found 30% at fault, they will receive $70,000 instead.
- If they are 51% at fault, they receive nothing.
Since lawsuit funding is based on the estimated settlement amount, cases with lower plaintiff fault percentages are more likely to qualify for higher funding amounts.
Compensation & Damage Caps in Florida
Florida personal injury cases include:
✔ Economic Damages – Medical expenses, lost wages, and property damage.
✔ Non-Economic Damages – Pain and suffering, emotional distress, and loss of enjoyment of life.
While Florida does not cap damages in most personal injury cases, there are exceptions:
- Medical Malpractice Cases – Florida caps non-economic damages at $500,000 for most cases and $1 million in cases of catastrophic injury.
- Punitive Damages – Florida limits punitive damages to three times the amount of compensatory damages or $500,000, whichever is greater.
These limits can impact how much pre-settlement funding a plaintiff can receive.
Florida Laws & Regulations for Pre-Settlement Funding
While pre-settlement funding is legal in Florida, it is not classified as a loan and is not regulated by banking or lending laws. However, plaintiffs should:
- Work with a reputable legal funding provider
- Review all terms, fees, and repayment conditions before accepting funding
- Consult with their attorney before signing any agreements
How to Apply for Pre-Settlement Funding in Florida
Applying for lawsuit funding is easy with Fort Morgan Funding:
1️Submit an Application – Provide your case details and attorney’s contact information.
2️Case Evaluation – We assess the strength of your case and estimated settlement value.
3️Approval & Funding – If approved, receive cash within 24-48 hours.
4️Repayment Upon Settlement – If you win, repayment is deducted from your settlement. If you lose, you owe nothing.
Types of Cases Eligible for Pre-Settlement Funding in Florida
At Fort Morgan Funding, we provide pre-settlement funding for a variety of personal injury cases, including:
- Motor Vehicle Accidents (Car, Truck, Motorcycle, Pedestrian, Bicycle)
- Workplace Injuries (Construction, Industrial Accidents)
- Medical Malpractice (Misdiagnosis, Surgical Errors, Medication Mistakes)
- Premises Liability (Slip & Falls, Dog Bites, Negligent Security)
- Product Liability (Defective Products, Dangerous Drugs)
- Wrongful Death (Fatal Accidents Caused by Negligence)
If your case isn’t listed, contact us—we may still be able to help!
Why Choose Fort Morgan Funding for Pre-Settlement Funding?
- Fast approvals & funding within 24 hours
- No upfront costs or credit checks
- 100% risk-free – no repayment if you lose
- Transparent terms with no hidden fees
- Trusted by plaintiffs across Florida
FAQs About Pre-Settlement Funding in Florida
How much money can I get from pre-settlement funding?
Funding amounts vary based on your case, typically ranging from 10-20% of the expected settlement.
Can I get funding if I have bad credit?
Yes! Pre-settlement funding is based on your case, not your credit history.
How long does it take to receive my funds?
Once approved, you can receive your cash advance in as little as 24-48 hours.
Is pre-settlement funding considered a loan?
No. It’s a non-recourse advance, meaning you only repay if you win your case.
How do I apply for pre-settlement funding in Florida?
Simply fill out an application, and our team will evaluate your case. If approved, you’ll receive funds quickly to help with expenses.
Contact Us for Pre-Settlement Funding in Florida
At Fort Morgan Funding, we know how hard it is to wait for a settlement while facing financial stress. Our fast, risk-free pre-settlement funding gives you the cash you need now, so you can focus on your case—not your bills.
Don’t let financial worries force you into a low settlement—get pre-settlement funding with Fort Morgan Funding today!
