At Fort Morgan Funding, we understand that the journey through litigation can be overwhelming and financially challenging. Waiting for your case to settle should never mean worrying about making ends meet. That’s why we offer fast, risk-free pre-settlement funding designed to help you cover your medical bills, living expenses, and everyday costs while your lawsuit is pending. With Fort Morgan Funding, you only repay if you win your case—providing you peace of mind and the financial support you deserve during this difficult time.

What is Pre-Settlement Funding?

Pre-settlement funding, sometimes called lawsuit or legal funding, is a cash advance against your potential lawsuit settlement. Unlike a traditional loan, you are not required to repay this advance if your case is unsuccessful.

What is a Non-Recourse Advance?

A non-recourse advance means the only collateral is your potential settlement. If you win your case, you repay the advance plus a fee from your settlement. If you lose, you owe nothing—no repayment is required.

Why Fort Morgan Funding Is Your Best Choice for Pre-Settlement Cash Advances

At Fort Morgan Funding, we pride ourselves on being a reliable and compassionate partner during your legal journey. Our pre-settlement cash advances give you access to immediate funds, helping you avoid financial stress and focus on your recovery and case. We carefully evaluate the facts of your case, offering fast approvals with no credit checks or income verification. Because we are non-recourse, you only repay if and when you receive your settlement—never risking your personal assets or credit score.

Our experienced team works closely with your attorney to ensure a smooth and transparent process, delivering funds quickly so you can cover bills and everyday expenses without worry. Choose Fort Morgan Funding to experience trusted service tailored to plaintiffs’ unique needs.

How It Works: Our Simple Application Process in Tennessee

• Apply easily online or by phone with case details.

• We coordinate with your attorney to verify your lawsuit information.

• Underwriters review your case’s liability, injuries, and insurance coverage.

• Funding is typically disbursed within 24-48 hours after signing the funding agreement.

Who Qualifies for Pre-Settlement Funding in Tennessee?

• Plaintiffs with active lawsuits in areas such as:

  • Car Accidents

  • Slip & Fall/Trip & Fall

  • Premises Liability

  • Dog Bite

  • Medical Malpractice

  • Wrongful Death

  • Catastrophic injuries

  • Workplace injuries (non-workers' comp lawsuits)

  • Mass Torts (Product Liability)

• Representation by a Tennessee-licensed attorney on a contingency fee basis is required.

• Approval is based on the strength and likelihood of success of your lawsuit, as evaluated by our funding team.

• No credit checks or income verification are necessary for approval, making funding accessible regardless of financial history.

How Can I Use The Money From Pre-Settlement Funding in Tennessee?

You can use your pre-settlement funding for any expenses without restrictions. Common uses include:

• Medical bills and treatment costs

• Lost wages due to injury or litigation

• Rent, mortgage, or utility payments

• Car repairs and transportation costs

• Everyday living expenses and bills

How Tennessee Personal Injury Laws Affect Pre-Settlement Funding

Understanding Tennessee’s personal injury laws is important when seeking pre-settlement funding, as these laws influence case strength and potential settlement value, which impact funding eligibility and amounts.

• Statute of Limitations: Tennessee gives injured parties one year from the date of injury to file a personal injury lawsuit, and claims against government entities often have a much shorter 60-day notice period. Pre-settlement funding companies look closely at this because if a case hasn’t been filed on time, it has no legal standing — meaning pre-settlement funding cannot be approved. Cases filed within these deadlines are seen as stronger and less risky, making pre-settlement funding more likely.

• Comparative Fault Rule: Tennessee uses a modified comparative fault system, where a plaintiff can recover damages only if they are less than 50% at fault. Pre-settlement funding companies consider this carefully because cases with higher fault percentages are riskier and often result in lower settlements, which could affect the amount of funding a plaintiff may receive if considered.

• Damage Caps: Certain cases, like medical malpractice or wrongful death, have limits on non-economic damages. These caps set the maximum potential compensation, which pre-settlement funding companies must consider when deciding how much they can advance. Lower potential settlements usually mean lower pre-settlement funding amounts.

   

It’s also important to note that pre-settlement funding is never guaranteed. Even if a case meets all the legal criteria, it’s ultimately up to the funding company to decide whether they are willing to take the risk based on the potential case’s value and likelihood of success.

Tennessee Laws and Regulations for Pre-Settlement Funding

Pre-settlement funding is legal in Tennessee and is considered a non-recourse cash advance, not a traditional loan. Though it is not regulated as a loan by state banking laws, plaintiffs should consider these important factors:

• Work with reputable legal funding companies that clearly disclose all terms and fees.

• Review all repayment conditions carefully before accepting funds.

• Consult with your attorney to ensure the funding agreement protects your best interests.

Types of Cases We Fund in Tennessee

• Car Accidents

• Slip & Fall/Trip & Fall

• Premises Liability

• Dog Bite

• Medical Malpractice

• Wrongful Death

• Catastrophic injuries

• Workplace injuries (non-workers' comp lawsuits)

• Mass Torts (Product Liability)

Why Choose Fort Morgan Funding?

• Fast approvals and funding, often within 24 hours

• No upfront costs or credit checks

• 100% risk-free, non-recourse advances

• Transparent fees with no hidden charges

• Trusted by plaintiffs across Tennessee

Frequently Asked Questions

How much funding can I get from a lawsuit loan?

The amount of pre-settlement funding you can receive varies based on your case's strength and estimated settlement value, typically ranging from 10-20% of the potential settlement amount.

Can I get lawsuit funding if I have bad credit?

Yes. Approval for legal funding is based on the merits of your case, not your credit history, so credit checks are not performed.

How long does it take to receive pre-settlement funds?

Qualified plaintiffs can often receive cash advances within 24 to 48 hours after approval, providing quick relief during pending litigation.

Is pre-settlement funding the same as a traditional loan?

No. These lawsuit loans are non-recourse cash advances, meaning you only repay if you win your case. There are no monthly payments as with traditional loans.

How do I apply for pre-settlement funding today?

Getting pre-settlement funding is simple. Just fill out an application with your basic information and details about your case. Our team will coordinate with your attorney’s office to gather the documents needed for a proper review. If your request is approved, we’ll reach out and let you know the funding amount you qualify for. It’s that easy!

Understanding Your Attorney’s Role in the Funding Process

At Fort Morgan Funding, we work closely with your attorney to ensure a smooth and transparent funding process. It is important to understand that your attorney’s role is limited to providing us with the necessary case documents and signing the Attorney Acknowledgment in the funding agreement. This helps us verify the case and proceed with our independent evaluation.

Decisions regarding approval or denial of funding are made solely by Fort Morgan Funding, based on our assessment of the case's merits and financial viability. We want to be clear that your attorney does not influence or determine the funding decision in any way.

This separation is essential to avoid any potential conflicts or misunderstandings between you and your legal counsel. Your attorney’s commitment remains fully focused on representing your best interests and fighting for the best possible outcome in your case.

Contact Fort Morgan Funding for Pre-Settlement Funding in Tennessee

Waiting for a lawsuit settlement can be stressful, especially when finances are tight. Fort Morgan Funding is dedicated to providing quick, risk-free pre-settlement funding to help you manage essential expenses like medical bills, rent, and utilities without added worry.

Our non-recourse advances mean you only repay if you win your case, giving you peace of mind to focus on your recovery and legal process.

Ready to get started or have questions? Our friendly, experienced team is here to help. Contact Fort Morgan Funding today to receive the financial support you need promptly and without hassle.

Apply now online or call us to learn more—we’re ready to assist you every step of the way.